Mortgage Broker Guildford

Bestmortgage4U are mortgage brokers near Guildford, Surrey and have helped many people in the Guildford area arrange the best mortgage deals for both property purchase and remortgages.

First Time Buyer Mortgages

Mortgages can be complicated at the best of times, but never more so than when you are buying your first home. As a mortgage broker near Guildford, Bestmortgage4U can help guide you through the whole process and ensure you get the best deal. We have more than a quarter of a century’s experience helping first time buyers in Guildford get the most affordable mortgage deals, as well as advising them through the complicated criteria for lending and all of the rules and regulations, making the whole process as stress-free and as easy as possible.

Buy to Let Mortgages

While the buy to let market remains extremely popular, it has become more complex in recent years due to additional criteria imposed by lenders. As a buy to let mortgage represents a significant financial investment, it’s advisable for prospective landlords to seek out mortgage advisors in Guildford to obtain the very best rates available to be sure they are getting the best deal for their money.

Bestmortgage4U can guide you through the process and ensure you don’t get blindsided by the various rules and lending criteria, helping you to keep a clear head as you make your choice of mortgage.

Remortgages

Most lenders offer a preferential rate when you take out your mortgage, but this usually comes to an end after a few years. We will put our experience as mortgage brokers in Guildford to good use, comparing your current rate against the rest of the market to make sure your remortgage gives you the best deal available. Whether you are seeking to borrow more if your house has increased in value, or simply to get a better rate for your current borrowing, Bestmortgage4U can help you.

Mortgages for Busy Professionals

Over the course of our 25 years’ experience as mortgage advisors in Guildford, we have found that busy professionals don’t want to add to their workload and stress levels by hunting around for the right mortgage when they move house or remortgage. Bestmortgage4U enables busy professionals to delegate the task of getting them the best mortgage deal to complete experts, leaving them free to get on with their lives.

Surrey Mortgage Advisor

What does a mortgage advisor do?

Understands their clients’ circumstances to give excellent advice.
Explores and explains the many different mortgage options available, identifying the correct one for their clients.
Offers advice on the likelihood of a mortgage application’s success and assists with submitting it.
Deals with any issues raised by the lender after submission of the mortgage application.
Helps to ensure a mortgage offer is granted, making the house move or remortgage as stress-free as possible.

What are the benefits of a mortgage advisor?

Clients get the best possible mortgage advise with all options, pros and cons explained.
Clients can be rest assured they’re getting the best mortgage for themselves.
Clients with credit issues get the best possible advice, enabling them to find the most appropriate options.
Complex financial situations are dealt with on behalf of the client.
Any difficulties can normally be quickly overcome.

If you are looking for a mortgage broker in Guildford to take on the responsibility of getting you the best mortgage deal…

Guildford Mortgage Broker - Case Study

The clients were living in a luxurious flat in Guildford as their principal main residence and loved the property. The family however wanted a larger property and with a garden to entertain in, but their existing property did not have this.

They decided to buy a property with a garden and retain their existing property in Guildford. They wanted to capital raise on their existing property to raise money towards the new property.

Bestmortgage4U were able to arrange a mortgage on their existing Guildford property which allowed this money to be used towards the purchase price of the new property.

The first property was rented out and they moved into the new property and have had several barbecues and social gatherings since moving into their new home.