If you want to delegate the responsibility of getting the best mortgage for you to an expert then contact Bestmortgage4u now
As mortgage brokers for Surrey, we deal with many different mortgage requirements. Below is an example of a recent mortgage that we have arranged for clients in Surrey.
Mr & Mrs Smith both aged 45 with a need for a re mortgage of £ 450,000 on a Surrey property valued at £ 1,000,000 to replace existing mortgage and pay for home improvements. Initially lenders would not lend as the clients had insufficient income and it failed affordability with the majority of the market. Having a detailed knowledge of the market we were able to use a lender who assessed affordability on dividends ,salary and share of net profits after corporation tax. There were only 3 lenders in the whole of the UK mortgage market that would underwrite affordability in this way.