Thinking about mortgages as a first-time buyer can be daunting. Bestmortgage4U in Surrey can help you through the process, making sure you get the right mortgage for you by guiding you through the process, from start to finish. By getting into contact with us, an otherwise complicated, daunting and stressful process is made much simpler with the help of our expertise and experience. Our 25 years of experience perfectly positions us to help our Surrey clients get the best and most appropriate mortgage deal for them. We aim to make this complicated experience as stress free as possible for our clients by clearly explaining the whole mortgage process in a way that is easy to understand.
Your mortgage adviser in Guildford has been arranging mortgages for clients for the past 25 years and as such has a wealth of experience and knowledge of the mortgage market. Bestmortgage4U are keen to share their expertise with those in Guildford and the surrounding area who may require some guidance before making any decisions on their mortgage.
If you require a mortgage adviser in Surrey then please contact us for more information.
As mortgage brokers for Surrey, we deal with many different mortgage requirements. Below is an example of a recent mortgage that we have arranged for clients in Surrey.
Mr & Mrs Smith both aged 45 with a need for a re mortgage of £ 450,000 on a Surrey property valued at £ 1,000,000 to replace existing mortgage and pay for home improvements. Initially lenders would not lend as the clients had insufficient income and it failed affordability with the majority of the market. Having a detailed knowledge of the market we were able to use a lender who assessed affordability on dividends ,salary and share of net profits after corporation tax. There were only 3 lenders in the whole of the UK mortgage market that would underwrite affordability in this way.