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Mortgage Cost

Higher Lending Charge

This is the term used for insurance for the lender for you defaulting on your payments when your property is worth less than the loan or in some cases this charge is payable when you are only able to pay a small deposit. There are many mortgages that do not carry this charge and based on your situation it is possible that this type of charge can be avoided altogether.

If you need any more information, then simply speak to an expert today.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you ask us to arrange a mortgage for you we normally make no charge as we are paid a fee by the lender. However if you prefer us to provide our services on a fee basis we estimate our fee will be 0.5% of the mortgage amount being arranged.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

The figure quoted for the APR % is the average APR % charged across adverse mortgages we have arranged.

If your requirements for a mortgage are not influenced by an adverse credit history we would normally expect the APR % we quote you to be lower than the figure quoted above.

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