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CAT Mortgage (Charges Access Terms)

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This is a mortgage that complies with specific guidelines laid down by the government who wanted to set out basic and transparent conditions for all mortgage products.

Particularly in terms of the charges applied the flexibility of the mortgage and the terms applicable to it. The aim is to make mortgages more straightforward and easier to understand.

If you need any more information, then simply speak to an expert today.

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Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you ask us to arrange a mortgage for you we normally make no charge as we are paid a fee by the lender. However if you prefer us to provide our services on a fee basis we estimate our fee will be 0.5% of the mortgage amount being arranged.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

The figure quoted for the APR % is the average APR % charged across adverse mortgages we have arranged.

If your requirements for a mortgage are not influenced by an adverse credit history we would normally expect the APR % we quote you to be lower than the figure quoted above.

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