• Home
  • Contact Us
  • Mortgages
  • Insurance
  • Mortgage Calculator
  • FAQs
  • Jargon Buster
Mortgage and Insurance call back
Mortgage Cost
Online enquiry form

Jargon Buster

To help you navigate through the sometimes confusing language of home finance we have translated, into plain English, some of the most common and often confusing terms you may come across!

  • APR
  • Arrangement Fees
  • Bank of England Base Rate
  • Bridging Loan
  • Buy To Let
  • Capital and Interest
  • Capital Repayment
  • Capped Rate Mortgage
  • CAT Mortgage (Charges Access Terms)
  • Commercial Mortgage
  • Completion
  • Conveyancing
  • Credit Problems
  • Decreasing Term Assurance
  • Deposit
  • Disbursements
  • Discount Rate
  • Early Redemption Charge
  • Endowment Assurance
  • Endowment Mortgage
  • Equity
  • Exchange of Contracts
  • First Time Buyer Mortgage
  • First Time Buyer
  • Fixed Rate
  • Freehold
  • Gazumping
  • Higher Lending Charge
  • Interest Charges
  • Interest Only
  • Leasehold
  • Legal Fees
  • Level Term Assurance
  • MIRAS
  • Mortgage Rate
  • Mortgage
  • Mortgagee
  • Mortgagor
  • Negative Equity
  • Offer of Loan
  • Pension Plan Mortgage
  • Re-mortgaging
  • Right-to-Buy Mortgages
  • Searches
  • Self Build Scheme
  • Stamp Duty
  • Subject To Contract
  • Survey
  • Term
  • Title
  • Title Deeds
  • Tracker Mortgage
  • Transfer Deed
  • Valuation
  • Variable Rate
Contact Us | Mortgages | Insurance | Mortgage Calculator | Site Terms | Data Protection | Site Map

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you ask us to arrange a mortgage for you we normally make no charge as we are paid a fee by the lender. However if you prefer us to provide our services on a fee basis we estimate our fee will be 0.5% of the mortgage amount being arranged.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

The figure quoted for the APR % is the average APR % charged across adverse mortgages we have arranged.

If your requirements for a mortgage are not influenced by an adverse credit history we would normally expect the APR % we quote you to be lower than the figure quoted above.

Member of Mortgage intelligence.