Insurance

Think carefully before securing other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

If you ask us to arrange a mortgage for you we normally make no charge as we are paid a fee by the lender. However if you prefer us to provide our services on a fee basis we estimate our fee will be 0.5% of the mortgage amount being arranged.

The overall cost for comparison is 8.7% APR for customers who may have their access to credit restricted.

The figure quoted for the APR % is the average APR % charged across adverse mortgages we have arranged.

If your requirements for a mortgage are not influenced by an adverse credit history we would normally expect the APR % we quote you to be lower than the figure quoted above.